Kotak Smart Advantage

1.                Guaranteed returns of up to 275%   of your first year premium at maturity

2.                  Assured bonus additions at regular intervals during the policy term to enhance your fund value.

3.                 100% allocation of your premiums from second year onwards to maximize your earnings potential

4.                 A unique fund offering you the maximum opportunity for growth

5.                 Option to maximize protection for your loved ones

6.                Tax Benefits to avail under section 80 C and section 10 (10 D) of the Income Tax Act, 1961.

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Life Saver PLus

               1.       Entry Age: 0 to 60 years (last birthday); in case rider opted for maximum entry age is 55 years

               2.      Policy Terms:10 to 30 years ( minimum maturity age 18 years maximum age at maturity is 75years)

               3.             Premium Paying Terms(PPT):10 to 30 years subject to maximum of Policy term.

                4.             Annual Premium: Minimum Rs. 15000; No maximum limit.

                5.             Sum Assured: Minimum 0.5 *Policy Term* Annual Premium; Maximum1.5*Policy Term*Annual Premium

                6.             Investment fund options: 4 Unit Linked Funds- Protector, Secure, Growth and Balanced Funds.

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